Uber's services have revolutionized modern travel. With just a tap on your phone, a ride is available at your fingertips, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Accidents can happen, and when they do, passengers may suffer injuries.
This article explores what kinds of injuries are most common in Uber accidents, who may be liable for damages, as well as the legal process for compensation.
Typical Injuries in Uber Accidents
Passengers in an Uber may suffer many different types of injuries, especially during collisions or accidents. Some of the most common injuries that occur include:
Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. Symptoms can be delayed, making suing uber for accident it harder to recognize early on.
Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. These injuries may result in long-term cognitive issues and other serious health problems.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.
Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.
Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.
Liability from Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Steps in an Uber Injury Lawsuit
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.